ARBITRATOR  MEDIATOR  ATTORNEY

James A. Daross

Attorney, Former Judge, Arbitrator, Mediator


Regional Managing Attorney, Office of the  Attorney General of Texas, 2000 - 2014

Judge, 384th Judicial District Court, State of Texas, 1995 - 1996

Associate Municipal Court Judge, City of El Paso, 1994 - 1995

Attorney at Law, Business Litigation, 1983 - 1995 and 1997 - 2000

Corporate Counsel, El Paso Natural Gas Company, 1972 - 1983


As a Managing Attorney in the Consumer Protection Division, Office of the Attorney General of Texas:
      •  represented the State of Texas, the Texas Department of Savings and Mortgage Lending and

         the Office of Consumer Credit Commissioner in matters related to financial services litigation,

         including mortgage litigation, foreclosure fraud, debt collection, and mortgage broker regulation;
      •  investigated cases involving the Truth in Lending Act, Home Ownership and
         Equity Protection Act, Fair Debt Collection Practices Act, Fair Credit Reporting
         Act, Real Estate Settlement Procedures Act, mortgage related fees and services,
         force-placed insurance, mortgage origination and servicing, and securitization of
         residential mortgage backed securities;
      • 
was on the Executive Committee in over a dozen multi-state cases regarding
         deceptive trade practices, predatory lending and mortgage servicing, including
         cases against Ameriquest, Countrywide, Wells Fargo, Ocwen Financial
         and others, which together brought in over $185 million in attorney's fees,
         restitution to consumers, civil penalties and other payments to the State of Texas,
         and resulted in over $400 million in non-cash benefits to Texas consumers;
      •  received the US Attorney General's Award for Distinguished Service (the first
         time that award has been given to non-employees of the US Department of Justice)
         for having represented the State of Texas on the eight-state, DOJ and HUD negotiating
         team for the $26 billion National Mortgage Servicing Settlement against Ally
         Bank, Bank of America, Citibank, JP Morgan Chase, and Wells Fargo; the
         settlement amount was the largest joint state-federal settlement in history;
      •  worked with attorneys from all fifty states, the FTC, US DOJ, HUD and CFPB;
      •  was named Outstanding State Government Attorney by the El Paso, Texas Bar
         Association in 2006;
      •  represented the Texas Department of Aging and Disability Services, the Texas
         Department of State Health Services, the Texas Higher Education Coordinating
         Board, the Texas General Land Office and the Texas Workforce Commission.


As the first judge of the 384th District Court of the State of Texas:
       •  conducted 25 jury trials in 13 months;
       •  did not have a single appeal on any of the verdicts rendered;
       •  took over the eight-hundred-case civil docket of another court and resolved
          approximately half of them within 6 months;

As in-house counsel for El Paso Natural Gas Company:
       •  represented the company before the Federal Energy Regulatory Commission, the
          Texas Railroad Commission, the Oklahoma Corporation Commission and the New
          Mexico Oil Conservation Commission;
       •  represented the company's Engineering, Land and Contract Departments in
          drafting agreements and overseeing litigation by outside counsel;
       •  drafted and reviewed debt facilities of the company, including supplemental
          indentures to the company's main debt instrument and sinking fund debentures.


In private practice:
       •  litigated cases involving contract disputes, the UCC, consumer protection, wills
          and estates, construction contracts, international/cross-border matters, landlord-

          tenant issues, borrowers, lenders, and financial institutions;
       •  represented the Resolution Trust Corporation in actions brought against former
         directors and officers of failed financial institutions.


Served as a member of the Board and Vice Chair of the Texas Department of
Housing and Community Affairs, the Texas housing finance agency.

Served as a mediator for the El Paso County Dispute Center from 1989 to
approximately 1993, mediating cases primarily involving small contract disputes.
Also served as a mediator while of counsel to Krafsur Gordon Mott, PC. 
Mediated approximately 20 cases, generally involving personal injuries or contract
disputes. As an attorney in private practice and as an Assistant Attorney
General,served as an advocate in approximately 15 mediations.

AAA Arbitration Fundamentals and Best Practices for New AAA Arbitrators, 2014;

University of Houston's AA White Dispute Resolution Center Basic Mediation Training, 1998;

El Paso County Dispute Resolution Center, Mediation Training, 1989.


Admitted to Bar, Texas, 1972;

U.S. District Court, Western District of Texas, 1983;

U.S. District Court, District of Columbia, 2012;

U.S. Courts of Appeal, 5th and 10th Circuits, 1973-74.


Texas Bar Association
El Paso Bar Association

University of Texas at Austin (BA, Mathematics, 1968)
University of Texas School of Law (JD with Honors, 1971)

Panel: Federal and State Government Roundtable on the Current State of the
Mortgage Servicing Industry, Regulatory and Enforcement Priorities at Both the
National and State Levels; 2nd Bank & Non-Bank Forum on Mortgage Servicing
Compliance; American Conference Institute, Dallas, TX, June 25, 2014


Panel: The View from the State Agencies and State AG Offices on Emerging
Regulatory Initiatives, Enforcement Actions and Investigations; 18th National
Forum on Consumer Finance Class Actions, American Conference Institute, Los
Angeles, April 9, 2014


Panel: Regulatory and Enforcement Roundtable Part II: The View from State
Agencies and Attorneys General on New and Emerging Initiatives; 17th Consumer
Finance Class Actions & Litigation Conference, American Conference Institute,
New York City, January 30, 2014


Panel: Regulatory and Enforcement Roundtable: The View from Federal and State
Agencies and Attorneys General on How to Prepare for and Respond to
Examinations and Supervision in a Multi-Agency Environment; 13th National
Forum on Residential Mortgage Litigation & Regulatory Enforcement, American
Conference Institute, Los Angeles, CA, January 16, 2014


Panel: Unique Regulatory and Enforcement Insights by Key Governing Bodies in
the Mortgage Industry; 12th National Forum on Residential Mortgage Litigation &
Regulatory Enforcement, American Conference Institute, Dallas, TX, September
26, 2013


Panel: Regulatory and Enforcement Roundtable Part II: The View from State
Agencies and Attorneys General on New and Emerging Initiatives; 16th Consumer
Finance Class Actions & Litigation Conference; American Conference Institute,
Chicago, IL, July 29, 2013


Panel: State Regulatory and Enforcement Roundtable; 11th National Forum on
Residential Mortgage Litigation & Regulatory Enforcement; American Conference
Institute, Washington, DC, April 29, 2013


The Multistate Mortgage Settlement; Policy Summit; Texas Association of
Community Development Corporations; Austin, TX, October 4, 2012
Foreclosure Rescue Fraud; Foreclosure Scam Alert Event; San Antonio
Foreclosure Task Force, San Antonio, TX, August 13, 2012


Attorney General's Initiatives to Protect Homeowners; State Bar of Texas 25th
Annual Advanced Consumer Bankruptcy Course; Houston, TX, September 18,
2009


Foreclosure Rescue Fraud; Mortgage Fraud Summit; Office of the Attorney
General of Texas, Austin, TX, June 15, 2009


Recognizing Mortgage and Foreclosure Scams, Foreclosure Prevention Workshop
sponsored by Congressman Henry Cuellar and the Texas Foreclosure Prevention
Task Force; Laredo, TX, June 6, 2009


Foreclosure Rescue Scams; National Attorney General Training and Research
Institute; Mortgage Foreclosure Training, Las Vegas, NV, April 7, 2009


Foreclosure on a Dream: Next Steps for Homeowners; 33rd Annual Conference,
National Association of Consumer Agency Administrators; Dallas, TX, June 3,
2008

Current Multi-state Actions Against Financial Institutions And Risks to Financial
Institutions with respect to Consumer Protection Laws; Round Two; Second
Annual High Stakes Financial Services Lending & Litigation Issues Symposium;
Weil, Gotshal & Manges LLP, Dallas, TX, May 24, 2006; San Francisco, CA,
September 19, 2006


Current State Actions Against Financial Institutions and Risks to Financial
Institutions with respect to Mortgage Fraud; The Next Step in Combating Mortgage
Fraud Conference; Texas Mortgage Bankers Association, San Antonio, TX,
October 5 & 6, 2005


Current Multi-state Actions Against Financial Institutions and Risks to Financial
Institutions with respect to Consumer Protection Laws; Annual High Stakes
Financial Services Lending & Litigation Issues Symposium; Weil, Gotshal &
Manges LLP, Dallas, TX, February 16, 2005


Panel: NAAG Predatory Lending; Annual Conference, American Association of
Residential Mortgage Regulators; Washington, DC

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